Bergen County and Dumont Borough property record for 49 Laurel Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,964 sqft · built 1969 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jun 2019) |
| Tax Bill | $13,193 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00322-0000-00012 |
| Primary APN | 10-00322-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,964 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 7,401 sqft (0.17 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Account Number | 371900 |
|---|---|
| Street Address | 49 LAUREL AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X148 |
| Legal Subdivision | DUMONT PARK |
| Legal Block | 322 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10100 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2019 | Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 201940916 |
| Deed Book / Page | 3279 / 263 |
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0038830703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 24, 2020 |
| Property Address | 49 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 0038830703 |
| Book / Page | 3883 / 703 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 20-138737 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 20138738 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 20-138738 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 27, 2019 |
| Property Address | 49 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 0032790263 |
| Book / Page | 3279 / 263 |
| Instrument Date | May 13, 2019 |
| Instrument | 19-040916 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 1904091601 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 19-040916.01 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0032790263 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 3279/263 |
| Instrument | 19-040916 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,100 (+6.97%) Land $341,700 Building $261,400 | $603,100 (+6.97%) Land $341,700 Building $261,400 | |
| 2025 | $13,193.00 (+5.71%) | $563,800 (+83.65%) Land $314,300 Building $249,500 | $563,800 (+83.65%) Land $314,300 Building $249,500 |
| 2024 | $12,480.00 (+4.7%) | ||
| 2023 | $307,000 Land $184,400 Building $122,600 | $307,000 Land $184,400 Building $122,600 | |
| 2022 | $11,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1983–2011) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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