43 Keystone Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 43 Keystone Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,213 sqft · built 2013
Lot Size	2.48 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$1,425,000 (Jul 2022)
Tax Bill	$26,355 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-03503-0000-00005-06`

Property Details

APN / Parcel Number

Primary APN	`02-03503-0000-00005-06`
Alternative APNs	`02035030000000050006` `020350100000000506`

Interior

Building Area	4,213 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	108,464 sqft

Location & Zoning

Old Parcel Number	020350100000000506
Street Address	43 KEYSTONE CT
City	BASKING RIDGE
State	NJ
Zip	07920-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ADDITIONAL LOTS: 5.11
Legal Block	3503
Legal Lot Number	5.6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · ARM HSBC BANK USA
Jul 12, 2022	Deed, Transfer · Conventional Mortgage BAXTER CU
Jun 14, 2021	Intrafamily Transfer, Transfer
Mar 26, 2018	Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	202230816
Deed Book / Page	7457 / 564
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000036840
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047058
Date	Dec 5, 2019
Book Page	7172/1082
Instrument	2019047058

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 12, 2022
Property Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000030816
Book / Page	7457 / 564
Instrument Date	Jul 6, 2022
Instrument	2022030816
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 KEYSTONE CT, 43, BASKING RIDGE, NJ 07920-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000030817
Date	Jul 12, 2022
Instrument	2022030817

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Jun 14, 2021
Property Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000036840
Book / Page	7352 / 2888
Instrument Date	Jun 11, 2021
Instrument	2021036840
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 26, 2018
Property Address	43 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000010810
Book / Page	7032 / 0179
Map Reference	MB6160 PG1925
Instrument Date	Mar 20, 2018
Instrument	2018010810
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$6,817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 RARITAN PL, 43, BASKING RIDGE, NJ 07920-4226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RARITAN PL, BASKING RIDGE, NJ 07920-4226

Mortgage

Document Number	0000010811
Date	Mar 26, 2018
Instrument	2018010811

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.77%
Index	1-Year LIBOR
Max Rate	8.77%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,537,800 (-1.51%) Land $423,000 Building $1,114,800	$1,537,800 (-1.51%) Land $423,000 Building $1,114,800
2025	$26,355.00 (+3.22%)	$1,561,300 (+15.31%) Land $423,000 Building $1,138,300	$1,561,300 (+15.31%) Land $423,000 Building $1,138,300
2024	$25,533.00 (-1.08%)
2023		$1,354,000 (+5.48%) Land $388,000 Building $966,000	$1,354,000 (+5.48%) Land $388,000 Building $966,000
2022	$25,813.00	$1,283,600 Land $388,000 Building $895,600	$1,283,600 Land $388,000 Building $895,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Keystone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures