21 Keystone Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 21 Keystone Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	5,050 sqft · built 2013
Lot Size	2.66 acres (116,305 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (May 2022)
Tax Bill	$31,481 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03503-0000-00005-08`

Property Details

APN / Parcel Number

Primary APN	`02-03503-0000-00005-08`
Alternative APNs	`02035030000000050008` `020350100000000508`

Interior

Building Area	5,050 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	116,305 sqft

Location & Zoning

Old Parcel Number	020350100000000508
Street Address	21 KEYSTONE CT
City	BASKING RIDGE
State	NJ
Zip	07920-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAJOR SUB
Legal Block	3503
Legal Lot Number	5.8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

21 Keystone Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 2, 2022	Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 16, 2018	Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	202217516
Deed Book / Page	7441 / 2066
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	21 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006307
Date	Mar 15, 2024
Book Page	7548/3555
Instrument	2024006307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 2, 2022
Property Address	21 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000017516
Book / Page	7441 / 2066
Instrument Date	Apr 15, 2022
Instrument	2022017516
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DANES PARKWAY #101101, 2600, FRISCO, TX 75034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000017517
Date	May 2, 2022
Instrument	2022017517

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 16, 2018
Property Address	21 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000031133
Book / Page	7064 / 2584
Map Reference	MAP2010011170
Instrument Date	Aug 10, 2018
Instrument	2018031133
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 KEYSTONE CT, 21, BASKING RIDGE, NJ 07920-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S CLYDE AVE, PALATINE, IL 60067-5950
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031134
Date	Aug 16, 2018
Instrument	2018031134

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 21 Keystone Ct was $31,481, up 1.6% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,820,400 (-2.39%) Land $448,400 Building $1,372,000	$1,820,400 (-2.39%) Land $448,400 Building $1,372,000
2025	$31,481.00 (+1.6%)	$1,865,000 Land $448,400 Building $1,416,600	$1,865,000 Land $448,400 Building $1,416,600
2024	$30,984.00
2023		$1,632,300 Land $411,700 Building $1,220,600	$1,632,300 Land $411,700 Building $1,220,600
2022	$29,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Keystone Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Keystone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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