28 Keystone Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 28 Keystone Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,181 sqft · built 2012
Lot Size	3.08 acres (134,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Oct 2020)
Tax Bill	$26,034 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03503-0000-00005-09`

Property Details

APN / Parcel Number

Primary APN	`02-03503-0000-00005-09`
Alternative APNs	`02035030000000050009` `020350100000000509`

Interior

Building Area	4,181 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	134,600 sqft

Location & Zoning

Old Parcel Number	020350100000000509
Street Address	28 KEYSTONE CT
City	BASKING RIDGE
State	NJ
Zip	07920-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	3503
Legal Lot Number	5.9
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

28 Keystone Ct is owned and occupied by two individuals who bought it in October 2020.

Source: Somerset County and Bernards Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 KEYSTONE CT, BASKING RIDGE, NJ 07920-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Sep 11, 2012 · Amount on File
Deed Document Number	202047587
Deed Book / Page	7256 / 3761
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 6, 2020
Property Address	28 KEYSTONE CT, BASKING RIDGE, NJ 07920-1364
Document Number	0000047587
Book / Page	7256 / 3761
Instrument Date	Sep 24, 2020
Instrument	2020047587
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 HOLLAND AVE UNIT 101, 4113, DALLAS, TX 75219-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 KEYSTONE CT, BASKING RIDGE, NJ 07920-1364

Mortgage

Document Number	0000047588
Date	Oct 6, 2020
Instrument	2020047588

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28 Keystone Ct was $26,034, up % from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,519,000 (-1.51%) Land $422,800 Building $1,096,200	$1,519,000 (-1.51%) Land $422,800 Building $1,096,200
2025	$26,034.00 (+0.04%)	$1,542,300 Land $422,800 Building $1,119,500	$1,542,300 Land $422,800 Building $1,119,500
2024	$26,023.00
2023		$1,371,100 Land $389,600 Building $981,500	$1,371,100 Land $389,600 Building $981,500
2022	$26,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Keystone Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Keystone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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