43 Garrison Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 43 Garrison Loop, Mission Viejo, CA 92694

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,388 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$495,000 (Jul 2019)
Tax Bill	$6,869 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`936-851-72`

Property Details

APN / Parcel Number

Primary APN	`936-851-72`
Alternative APN	`759-352-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	43 GARRISON LOOP
City	LADERA RANCH
State	CA
Zip	92694-0604
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15827 BLK LOT 3 UN 55 TRACT 15827, POR OF LOT 3 OF PROJECT 936-85
Legal Subdivision	LADERA RANCH/CHAMBRAY
Legal Tract	15827
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3005
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 GARRISON LOOP, LADERA RANCH, CA 92694-0604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 22, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Feb 23, 2018	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	2019263481
Prior Transfer Date	Jul 14, 2016
Prior Transfer Doc	0000064824
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	43 GARRISON LOOP, MISSION VIEJO, CA 92694-0604
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 GARRISON LOOP, LADERA RANCH, CA 92694-0604

Mortgage

Document Number	0000530946
Date	Aug 24, 2021
Instrument	2021000530946

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	LOS GATOS, CA 95030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	43 GARRISON LOOP, MISSION VIEJO, CA 92694-0604
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 GARRISON LOOP, LADERA RANCH, CA 92694-0604

Mortgage

Document Number	0000305760
Date	Sep 14, 2022
Instrument	2022000305760

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	43 GARRISON LOOP, MISSION VIEJO, CA 92694-0604
Document Number	0000335351
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 GARRISON LOOP LADERA RANCH CA 926940604, LADERA RANCH, CA 92694-0604

Mortgage

Document Number	0000335351
Date	Jul 15, 2020
Instrument	335351

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 22, 2019
Property Address	43 GARRISON LOOP, MISSION VIEJO, CA 92694-0604
Document Number	0000263481
Instrument Date	Jul 2, 2019
Instrument	263481
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 GARRISON LOOP LADERA RANCH CA 926940604, LADERA RANCH, CA 92694-0604

Mortgage

Document Number	263482
Date	Jul 22, 2019
Instrument	263482

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 23, 2018
Property Address	43 GARRISON LOOP, MISSION VIEJO, CA 92694-0604
Document Number	0000064824
Instrument Date	Jul 14, 2016
Instrument	64824
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 GARRISON LOOP LADERA RANCH CA 926940604, LADERA RANCH, CA 92694-0604

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,179 (+2%) Land $345,384 Building $206,795
2025	$6,869.00 (+3.26%)	$541,352 (+4.04%) Land $338,611 Building $202,741
2023	$6,652.00 (+1.6%)	$520,332 Land $325,463 Building $194,869
2022	$6,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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