40 Garrison Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 40 Garrison Loop, Mission Viejo, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,511 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$551,000 (Mar 2018)
Tax Bill	$8,047 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`936-852-93`

Property Details

APN / Parcel Number

Primary APN	`936-852-93`
Alternative APN	`759-352-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,511 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40 GARRISON LOOP
City	LADERA RANCH
State	CA
Zip	92694-0605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15827 BLK LOT 3 UN 89 TRACT 15827, POR LOT 3 OF PROJECT 935-85 LOCATED
Legal Subdivision	CHAMBRAY
Legal Tract	15827
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3005
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 GARRISON LOOP, LADERA RANCH, CA 92694-0605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Mar 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Mar 22, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	2018102937
Last Transfer Date	Mar 6, 2020
Transfer Doc	0000111675
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000637100
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GARRISON LOOP LADERA RANCH CA 926940605, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000637100
Date	Nov 5, 2020
Instrument	637100

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2020
Property Address	40 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000111675
Map Reference	MB 797 PG 32-39
Instrument Date	Mar 6, 2020
Instrument	2020000111675
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GARRISON LOOP, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000111676
Date	Mar 12, 2020
Instrument	2020000111676

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 22, 2018
Property Address	40 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000102937
Map Reference	MB797 PG32-39
Instrument Date	Mar 12, 2018
Instrument	2018000102937
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GARRISON LOOP, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000102938
Date	Mar 22, 2018
Instrument	2018000102938

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,477 (+2%) Land $431,152 Building $208,325
2025	$8,047.00 (+3.19%)	$626,939 (+4.04%) Land $422,698 Building $204,241
2023	$7,798.00 (+1.59%)	$602,596 Land $406,285 Building $196,311
2022	$7,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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