42 Garrison Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 42 Garrison Loop, Mission Viejo, CA 92694

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,388 sqft · built 2001
Owner	2 Individual Names on File
Last Sale	$780,000 (Dec 2024)
Tax Bill	$9,328 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`936-852-94`

Property Details

APN / Parcel Number

Primary APN	`936-852-94`
Alternative APN	`759-352-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	42 GARRISON LOOP
City	LADERA RANCH
State	CA
Zip	92694-0605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15827 BLK LOT 3 UN 90 TRACT 15827, POR LOT 3 OF PROJECT 935-85 LOCATED
Legal Subdivision	CHAMBRAY NEIGHBORHOOD CORP
Legal Tract	15827
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3005
Census Tract	32057

Owner

42 Garrison Loop, a condominium, is owned and occupied by two individuals who bought it in December 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 GARRISON LOOP, LADERA RANCH, CA 92694-0605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	2024318617
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000774675
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2023
Property Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000318091
Map Reference	MB 797 PG 32-39
Instrument Date	Dec 8, 2023
Instrument	2023000318091
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 NORTHERN PINE LOOP, ALISO VIEJO, CA 92656-6034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 NORTHERN PINE LOOP, ALISO VIEJO, CA 92656-6034

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605

Mortgage

Document Number	0000730970
Date	Dec 2, 2021
Instrument	2021000730970

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190119
Date	Apr 28, 2020
Instrument	2020000190119

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 30, 2020
Property Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000774675
Map Reference	MB 797 PG 32-39
Instrument Date	Dec 18, 2020
Instrument	2020000774675
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605

Mortgage

Document Number	0000774676
Date	Dec 30, 2020
Instrument	2020000774676

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2019
Property Address	42 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000274077
Instrument Date	Jun 7, 2019
Instrument	274077
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 GARRISON LOOP LADERA RANCH CA 926940605, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	274078
Date	Jul 29, 2019
Instrument	274078

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 42 Garrison Loop was $9,328.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,600 (+2%) Land $574,596 Building $221,004
2025	$9,328.00	$780,000 Land $563,329 Building $216,671
2023	$6,839.00 (+2.69%)	$539,253 Land $345,300 Building $193,953
2022	$6,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Garrison Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Garrison Loop is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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