43 Flora Ln, Freeport, FL 32439 Property Records

Walton County property record for 43 Flora Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$482,100 (Dec 2023)
Tax Bill	$4,342 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-1S-19-23025-000-0020`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23025-000-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Living Area
Gross Area	3,165 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	14 ft deep x 6.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43 FLORA LN
City	FREEPORT
State	FL
Zip	32439-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WILDFLOWER AT HAMMOCK BAY PB 25-69 OR 3293-2307 OR 3311-3332
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2066
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	43 FLORA LN, FREEPORT, FL 32439-2978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	0033113332
Deed Book / Page	3311 / 3332
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2023
Property Address	43 FLORA LN, FREEPORT, FL 32439-2978
Document Number	0033113332
Book / Page	3311 / 3332
Map Reference	MB 25 PG 69-71
Instrument Date	Dec 29, 2023
Instrument	20230046284
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7215 FAUNA GLEN DR, COLORADO SPRINGS, CO 80927-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0033113335
Date	Dec 29, 2023
Instrument	3311/3335

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,593 Land $68,200 Building $308,393	$376,593 Land $68,200 Building $308,393
2024	$4,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Wildstar Networks Fixed Wireless	200 / 50