86 Flora Ln, Freeport, FL 32439 Property Records

Walton County property record for 86 Flora Ln, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,720 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$514,200 (Apr 2024)
Tax Bill	$892 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-1S-19-23025-000-0200`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23025-000-0200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,488 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Width	5 ft Width
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86 FLORA LN
City	FREEPORT
State	FL
Zip	32439-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WILDFLOWER AT HAMMOCK BAY PB 25-69 OR 3293-2307 OR 3321-4690
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2066
Census Tract	950502

Owner

Source: Walton County records · APN 30-1S-19-23025-000-0200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	86 FLORA LN, FREEPORT, FL 32439-2978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20240013432
Deed Book / Page	3321 / 4690
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 18, 2024
Property Address	86 FLORA LN, FREEPORT, FL 32439-2978
Document Number	0033214690
Book / Page	3321 / 4690
Map Reference	MB 25 PGS 69 70 AND
Instrument Date	Apr 15, 2024
Instrument	20240013432
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 WILDE OAK WAY, SARASOTA, FL 34232-6610

Mortgage

Document Number	20240013433
Date	Apr 18, 2024
Instrument	20240013433

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$441,867 (+327,208.89%) Land $68,200 Building $373,667	$441,867 (+327,208.89%) Land $68,200 Building $373,667
2024	$892.00 (+89,1%)
2023	$1.00	$135 Land $135	$135 Land $135

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	About 1 in 435 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	3,000 / 3,000
Wildstar Networks	Fixed Wireless	200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.