1. Home
  2. Florida
  3. Walton County
  4. Freeport
  5. Flora Ln

42 Flora Ln, Freeport, FL 32439 Property Records

Walton County property record for 42 Flora Ln, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,340 sqft · built 2024
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$550,500 (Sep 2026)
Tax Bill$4,669 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-1S-19-23025-000-0220

Property Details

APN / Parcel Number

Primary APN30-1S-19-23025-000-0220
Alternative APN
  • 30-119-23025-000-0220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,340 sqft Living Area
Gross Area3,077 sqft
1st Floor Area2,340 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialHardboard
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions127 ft deep x 70 ft wide
Garage TypeAttached
Garage Area529 sqft
PorchPatio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address42 FLORA LN
CityFREEPORT
StateFL
Zip32439-2978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 WILDFLOWER AT HAMMOCK BAY PB 25-69 OR 3293-2307 OR 3319-4848
Legal SubdivisionHAMMOCK BAY
Legal Block2
Legal Lot Number22
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2066
Census Tract950502

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address171 DERSAM RD, ALDEN, NY 14004-9004
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Apr 1, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DSLD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleApr 1, 2024 · Amount on Record
Deed Document Number202637787
Deed Book / Page3412 / 2832
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 14, 2026
Property Address42 FLORA LN, FREEPORT, FL 32439-2978
Document Number0000037787
Book / Page3412 / 2832
Instrument DateSep 11, 2026
Instrument202637787
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$389,203.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address171 DERSAM RD, ALDEN, NY 14004-9004

April 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 1, 2024
Property Address42 FLORA LN, FREEPORT, FL 32439-2978
Document Number0033194848
Book / Page3319 / 4848
Map ReferenceMB 25 PGS 69 70 AND
Instrument DateMar 27, 2024
Instrument20240010884
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,467.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20240010885
DateApr 1, 2024
Instrument20240010885
Lender
NameDSLD MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,669.00 (+423.43%)$408,603 (+302,568.89%) Land $68,200 Building $340,403$408,603 (+302,568.89%) Land $68,200 Building $340,403
2024$892.00 (+89,1%)
2023$1.00$135 Land $135$135 Land $135

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Wildstar Networks
Fixed Wireless		200 / 50

Nearby Properties on Flora Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures