Branford Town property record for 43 Flat Rock Rd, Branford, CT 06405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,096 sqft · built 1987 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2016) |
| Tax Bill | $10,856 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAN M:J07-000 B:002 L:05.10 |
| Primary APN | BRAN M:J07-000 B:002 L:05.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 4,804 sqft |
| Basement Area | 772 sqft |
| Unfinished Basement | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11572 |
|---|---|
| Street Address | 43 FLAT ROCK RD |
| City | BRANFORD |
| State | CT |
| Zip | 06405-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 2 |
| Legal Lot Number | 5.10 |
| Jurisdiction | BRANFORD CT |
| Township / Civil Division | BRANFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 184600 |
43 Flat Rock Rd is owned and occupied by two individuals who bought it in January 2016.
Source: Branford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 FLAT ROCK RD, BRANFORD, CT 06405-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on File |
| Deed Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 2016256132 |
| Deed Book / Page | 1191 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANFORD CT |
| Property Address | 43 FLAT ROCK RD, BRANFORD, CT 06405-3353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 1279-418 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 1279/418 |
| Instrument | 3088700006 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 43 Flat Rock Rd was $10,856, up 3.5% from the year before.
Source: Branford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Branford Town |
| Unified School District | Branford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,856.00 (+3.55%) | $489,900 (-) Land $119,800 Building $370,100 | $683,212 (+99.23%) |
| 2025 | $10,484.00 | $489,900 Land $119,800 Building $370,100 | $342,930 Land $83,860 Building $259,070 |
| 2024 | $10,484.00 (+16.37%) | ||
| 2023 | $9,009.00 (+11.36%) | $301,400 (+9.72%) Land $104,500 Building $196,900 | |
| 2022 | $8,090.00 | $274,700 Land $104,500 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures