Branford Town property record for 48 Flat Rock Rd, Branford, CT 06405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,664 sqft · built 1986 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (May 2010) |
| Tax Bill | $8,314 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAN M:J06-000 B:003 L:014.1 |
| Primary APN | BRAN M:J06-000 B:003 L:014.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 3,561 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 11349 |
|---|---|
| Street Address | 48 FLAT ROCK RD |
| City | BRANFORD |
| State | CT |
| Zip | 06405-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 3 |
| Legal Lot Number | 14.1 |
| Jurisdiction | BRANFORD CT |
| Township / Civil Division | BRANFORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 184600 |
48 Flat Rock Rd is owned and occupied by an individual who bought it in May 2010.
Source: Branford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 FLAT ROCK RD, BRANFORD, CT 06405-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2010 · Amount on File |
| Deed Sale | May 13, 2010 · Amount on File |
| Prior Sale | Sep 3, 1998 · Amount on File |
| Deed Book / Page | 1059 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANFORD CT |
| Property Address | 48 FLAT ROCK RD, BRANFORD, CT 06405-3347 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001386-148 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 1386/148 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
The 2026 property tax bill for 48 Flat Rock Rd was $8,314, up 3.5% from the year before.
Source: Branford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Branford Town |
| Unified School District | Branford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,314.00 (+3.55%) | $375,200 (-) Land $120,400 Building $254,800 | $556,581 (+111.92%) |
| 2025 | $8,029.00 | $375,200 Land $120,400 Building $254,800 | $262,640 Land $84,280 Building $178,360 |
| 2024 | $8,029.00 (+13.63%) | ||
| 2023 | $7,066.00 (+1.49%) | $236,400 (-) Land $105,100 Building $131,300 | |
| 2022 | $6,962.00 | $236,400 Land $105,100 Building $131,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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