43 E Lake Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 43 E Lake Rd, Ludlow, VT 05149 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,702 sqft · built 1999
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$318,500 (Oct 2018)
Tax Bill	$7,050 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`363-112-12101`

Property Details

APN / Parcel Number

Primary APN	`363-112-12101`
Alternative APNs	`(112) 040137.000` `M:040 B:137.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
Gross Area	3,346 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	43 E LAKE RD
City	LUDLOW
State	VT
Zip	05149-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE ROAD 43
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3022
Census Tract	966300

Owner

Source: Ludlow Town records · APN 363-112-12101

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2831 BERRYLAND DR, OAKTON, VA 22124-1436
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	2018414228864
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	000337/143
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUDLOW VT
Recording Date	Oct 15, 2018
Property Address	43 E LAKE RD, LUDLOW, VT 05149-9527
Transaction Type	Transfer
Record Updated	Nov 15, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 BERRYLAND DR OAKTON VA 221241436, OAKTON, VA 22124-1436

Tax Assessment & Valuation

Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,050.00 (-12.35%)	$381,900 (-) Land $174,900 Building $207,000
2024	$8,043.00	$381,900 Land $174,900 Building $207,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force 4 of 25 on primary residences
Nearby Flood Claims	16 (2011–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2024, other causes, Tropical Depression Debby
Flood Events	Severe Storm And Flooding (Dec 2023), 2 claims Severe Storms, Flooding, Landslides, And Mudslides (Jul 2023), 10 claims Tropical Storm Irene (Aug 2011), 3 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 2% of Vermont
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.