165 E Lake Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 165 E Lake Rd, Ludlow, VT 05149 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,142 sqft · built 1988
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2012)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`363-112-10625`

Property Details

APN / Parcel Number

Primary APN	`363-112-10625`
Alternative APNs	`(112) 040110.000` `M:040 B:110.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
Gross Area	3,948 sqft
Basement Area	1,092 sqft
Unfinished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	165 E LAKE RD
City	LUDLOW
State	VT
Zip	05149-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE ROAD 165 ONE FAMILY
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3022
Census Tract	966300

Owner

Source: Ludlow Town records · APN 363-112-10625

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 CRESCENT ST, QUINCY, MA 02169-4011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Jan 04, 2001 · Amount on Record
Deed Document Number	20124287575591001
Last Transfer Date	Sep 14, 2022
Transfer Doc	1549205056
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUDLOW VT
Recording Date	Nov 16, 2022
Property Address	165 E LAKE RD, LUDLOW, VT 05149-9528
Document Number	DK1549205056
Instrument Date	Sep 14, 2022
Instrument	DK1549205056
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 SKYLINE DR, CLINTON, MA 01510-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CRESCENT ST, QUINCY, MA 02169-4011

Tax Assessment & Valuation

Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,712.00 (-12.34%)	$363,600 Land $174,900 Building $188,700
2024	$7,657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force 4 of 25 on primary residences
Nearby Flood Claims	16 (2011–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2024, other causes, Tropical Depression Debby
Flood Events	Severe Storm And Flooding (Dec 2023), 2 claims Severe Storms, Flooding, Landslides, And Mudslides (Jul 2023), 10 claims Tropical Storm Irene (Aug 2011), 3 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 2% of Vermont
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.