Ludlow Town property record for 103 E Lake Rd, Ludlow, VT 05149 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1998 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,307 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 363-112-13151 |
| Primary APN | 363-112-13151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 4,072 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 103 E LAKE RD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE ROAD 103 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 966300 |
Source: Ludlow Town records · APN 363-112-13151
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 E LAKE RD, LUDLOW, VT 05149-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,307.00 (-5.83%) | $368,400 Land $210,600 Building $157,800 |
| 2024 | $7,759.00 |
Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Nearby Flood Policies | 25 in force 4 of 25 on primary residences |
| Nearby Flood Claims | 16 (2011–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2024, other causes, Tropical Depression Debby |
| Flood Events |
|
| Wildfire Risk | Low above 6% of the US · above 2% of Vermont |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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