43 Dunham Pl, Saint Charles, IL 60174 Property Records

Kane County property record for 43 Dunham Pl, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,442 sqft · built 1981
Lot Size0.202 acres (8,814 sqft)
OwnerTrust Name on File
Last Sale$328,500 (Dec 2009)
Tax Bill$9,885 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN09-26-227-003

Property Details

APN / Parcel Number

Primary APN09-26-227-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,442 sqft Living Area
Basement Area1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,814 sqft (0.202 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address43 DUNHAM PL
CitySAINT CHARLES
StateIL
Zip60174-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 IN HUNTERS WOODS UNIT 3
Legal SubdivisionHUNTERS WOODS
Legal Block2
Legal Lot Number13
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2010
Census Tract852005

Owner

43 Dunham Pl is owner-occupied and held in a trust since August 2021.

Source: Kane County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address43 DUNHAM PL, SAINT CHARLES, IL 60174-1419
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Aug 9, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2009 · Amount on File
Deed SaleDec 21, 2009 · Amount on File
Prior SaleApr 14, 1997 · Amount on File
Deed Document Number200993683
Last Transfer DateAug 3, 2021
Transfer Doc0000060444
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address43 DUNHAM PL, ST CHARLES, IL 60174-1419
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003500
DateJan 19, 2022
Instrument2022K003500
Lender
NameCELEBRITY HOME LOANS LLC
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 9, 2021
Property Address43 DUNHAM PL, ST CHARLES, IL 60174-1419
Document Number0000060444
Instrument DateAug 3, 2021
Instrument2021K060444
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address43 DUNHAM PL, SAINT CHARLES, IL 60174-1419

Tax Assessment & Valuation

The 2025 property tax bill for 43 Dunham Pl was $9,885 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,885.00 Homeowner's exemption$148,946 (+7.65%) Land $37,183 Building $111,763$447,017 (+7.65%) Land $111,594 Building $335,423
2024$138,357 Land $35,378 Building $102,979$415,237 Land $106,176 Building $309,061
2022$9,130.00 (+4.13%) Homeowner's exemption$119,084 (+4.91%) Land $33,203 Building $85,881$357,252 (+4.91%) Land $99,609 Building $257,643
2021$8,768.00 Homeowner's exemption$113,511 Land $31,649 Building $81,862$340,533 Land $94,947 Building $245,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Dunham Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Dunham Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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