31 Dunham Pl, Saint Charles, IL 60174 Property Records

Kane County property record for 31 Dunham Pl, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,860 sqft · built 1980
Lot Size0.222 acres (9,676 sqft)
Owner2 Individual Names on Record
Last Sale$296,000 (May 2019)
Tax Bill$8,517 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-227-005

Property Details

APN / Parcel Number

Primary APN09-26-227-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,860 sqft Living Area
Basement Area816 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,676 sqft (0.222 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address31 DUNHAM PL
CitySAINT CHARLES
StateIL
Zip60174-5795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTERS WOODS UNIT 3 - LOT 22
Legal SubdivisionHUNTERS WOODS
Legal Block2
Legal Lot Number22
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2010
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 DUNHAM PL, SAINT CHARLES, IL 60174-5795
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleOct 11, 2000 · Amount on Record
Deed Document Number201920453
Last Transfer DateJan 25, 2021
Transfer Doc0000016331
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 2, 2021
Property Address31 DUNHAM PL, ST CHARLES, IL 60174-5795
Document Number0000016331
Instrument DateJan 25, 2021
Instrument2021K016331
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 DUNHAM PL, SAINT CHARLES, IL 60174-5795

Mortgage

Document Number0000016332
DateMar 2, 2021
Instrument2021K016332
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 21, 2019
Property Address31 DUNHAM PL, ST CHARLES, IL 60174-5795
Document Number0000020453
Instrument DateMay 9, 2019
Instrument2019K020453
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 DUNHAM PL, SAINT CHARLES, IL 60174-5795

Mortgage

Document Number0000020454
DateMay 21, 2019
Instrument2019K020454
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,517.00 (+6.76%) Homeowner's exemption$129,443 (+7.52%) Land $37,183 Building $92,260$388,484 (+7.52%) Land $111,594 Building $276,891
2024$120,387 (+14.86%) Land $35,378 Building $85,009$361,306 (+14.9%) Land $106,176 Building $255,129
2022$7,978.00 (+4.18%) Homeowner's exemption$104,814 (+4.91%) Land $33,203 Building $71,611$314,442 (+4.91%) Land $99,609 Building $214,833
2021$7,658.00 Homeowner's exemption$99,908 Land $31,649 Building $68,259$299,724 Land $94,947 Building $204,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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