Kane County property record for 48 Dunham Pl, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 1981 |
| Lot Size | 0.207 acres (9,015 sqft) |
| Owner | Trust Name on File |
| Last Sale | $212,500 (Sep 1998) |
| Tax Bill | $9,302 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-229-003 |
| Primary APN | 09-26-229-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Basement Area | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,015 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 48 DUNHAM PL |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS WOODS UNIT 3 - LOT 10 |
| Legal Subdivision | HUNTERS WOODS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 852005 |
48 Dunham Pl is owner-occupied and held in a trust since February 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 48 DUNHAM PL, SAINT CHARLES, IL 60174-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 6, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 1998 · Amount on File |
| Deed Sale | Sep 23, 1998 · Amount on File |
| Deed Document Number | 199886393 |
| Last Transfer Date | Feb 16, 2022 |
| Transfer Doc | 0000029708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 48 DUNHAM PL, SAINT CHARLES, IL 60174-5701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014421 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022K014421 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 6, 2022 |
| Property Address | 48 DUNHAM PL, SAINT CHARLES, IL 60174-5701 |
| Document Number | 0000029708 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022K029708 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 DUNHAM PL, SAINT CHARLES, IL 60174-5701 |
The 2025 property tax bill for 48 Dunham Pl was $9,302 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,302.00 Homeowner's exemption Senior Citizen's exemption | $148,636 (+11.1%) Land $41,832 Building $106,804 | $446,086 (+11.1%) Land $125,546 Building $320,540 |
| 2024 | $133,788 Land $35,378 Building $98,410 | $401,525 Land $106,176 Building $295,348 | |
| 2022 | $8,448.00 (+4.4%) Homeowner's exemption | $115,635 (+4.91%) Land $33,203 Building $82,432 | $346,905 (+4.91%) Land $99,609 Building $247,296 |
| 2021 | $8,092.00 Homeowner's exemption | $110,223 Land $31,649 Building $78,574 | $330,669 Land $94,947 Building $235,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Dunham Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Dunham Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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