43 Cotter St, San Francisco, CA 94112 Property Records

San Francisco City property record for 43 Cotter St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,287 sqft · built 1910
Lot Size	0.001 acres (25 sqft)
Owner	Individual Name on File
Last Sale	$1,675,000 (Aug 2019)
Tax Bill	$22,472 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2018 Sale & Mortgage
APN	`6797-039`

Property Details

APN / Parcel Number

Primary APN	`6797-039`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	25 sqft (0.001 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	43 COTTER ST
City	SAN FRANCISCO
State	CA
Zip	94112-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Subdivision	ACADEMY
Legal Block	6797
Legal Lot Number	39
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	2
Census Block	2014
Census Tract	25502

Owner

43 Cotter St is owned and occupied by an individual who bought it in August 2019.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	43 COTTER ST, SAN FRANCISCO, CA 94112-1918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Grant Deed, Transfer FIRST REPUBLIC BK
Apr 5, 2018	Grant Deed, Transfer FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	2019815396
Prior Transfer Date	Apr 1, 2003
Prior Transfer Doc	0000406425
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Aug 14, 2019
Property Address	43 COTTER ST, SAN FRANCISCO, CA 94112-1918
Document Number	0K81500396
Instrument Date	Aug 1, 2019
Instrument	K815396
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,562.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COTTER ST SAN FRANCISCO CA 941121918, SAN FRANCISCO, CA 94112-1918

Mortgage

Document Number	K81500397
Date	Aug 14, 2019
Instrument	K815397

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.2%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 5, 2018
Property Address	43 COTTER ST, SAN FRANCISCO, CA 94112-1918
Document Number	0K59800019
Instrument Date	Mar 30, 2018
Instrument	K598019
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,625.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	297 KANSAS ST #C SAN FRANCISCO CA 941035127, C, SAN FRANCISCO, CA 94103-5127

Mortgage

Document Number	K59800020
Date	Apr 5, 2018
Instrument	K598020

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 4, 2021

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 43 Cotter St was $22,472, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,868,496 (+2%) Land $1,307,947 Building $560,549
2025	$22,472.00 (+2.96%)	$1,831,853 Land $1,282,298 Building $549,555
2024	$21,827.00 (+1.52%)
2023	$21,501.00 (+1.91%)	$1,760,721 Land $1,232,505 Building $528,216
2022	$21,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 43 Cotter St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Cotter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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