38 Cotter St, San Francisco, CA 94112 Property Records

San Francisco City property record for 38 Cotter St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,634 sqft · built 1915
Lot Size	0.001 acres (25 sqft)
Owner	Company Name on Record
Last Sale	$416,000 (Dec 2002)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Transfer
APN	`6798-012`

Property Details

APN / Parcel Number

Primary APN	`6798-012`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	25 sqft (0.001 acres)

Location & Zoning

Street Address	38 COTTER ST
City	SAN FRANCISCO
State	CA
Zip	94112-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Subdivision	ACADEMY TRACT
Legal Block	6798
Legal Lot Number	12
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	2
Census Block	2015
Census Tract	25502

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	38 COTTER ST, SAN FRANCISCO, CA 94112-1919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN FRANCISCO FIRE CU
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2002 · Amount on Record
Deed Sale	Dec 10, 2002 · Amount on Record
Deed Document Number	2002308516
Deed Book / Page	280 / 1107
Last Transfer Date	Apr 20, 2004
Transfer Doc	0000705499
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	38 COTTER ST, SAN FRANCISCO, CA 94112-1919
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OAKLAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COTTER ST, SAN FRANCISCO, CA 94112-1919

Mortgage

Document Number	2021103109
Date	Jun 28, 2021
Instrument	2021103109

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 7, 2017
Property Address	38 COTTER ST, SAN FRANCISCO, CA 94112-1919
Document Number	0K43000836
Instrument Date	Mar 23, 2017
Instrument	K430836
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COTTER ST SAN FRANCISCO CA 941121919, SAN FRANCISCO, CA 94112-1919

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,561 (+2%) Land $368,737 Building $245,824
2025	$7,153.00 (+2.95%) Homeowner's exemption	$602,483 (+4.04%) Land $361,494 Building $240,989
2024	$6,948.00 (-7.4%)
2023	$7,503.00 (+2.12%) Homeowner's exemption	$579,089 Land $347,457 Building $231,632
2022	$7,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Unwired.

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