Rockland County and Ramapo Town property record for 43 Commerce St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Mar 2019) |
| Tax Bill | $12,241 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.38-1-47 |
| Primary APN | 392605 57.38-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 710 sqft |
| 2nd Floor Area | 550 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 270 ft deep x 80 ft wide |
| View / Lot | Commercial |
| Porch | Covered Porch |
| Porch Area | 236 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00296990000 |
|---|---|
| Street Address | 43 COMMERCE ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 020982 |
| Legal Block | 1 |
| Legal Lot Number | 47.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12301 |
43 Commerce St is owned by a company that bought it in March 2019.
Source: Rockland County and Ramapo Town records, as of August 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 N MAIN ST, 203, SPRING VALLEY, NY 10977-4942 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Commercial Mortgage UPSTATE NATIONAL BANK |
| Feb 14, 2024 | Bargain and Sale Deed, Transfer LAND TRACK TITLE |
| Apr 10, 2019 | Quit Claim Deed, Transfer PARKSIDE LNDG |
| Mar 25, 2019 | Grant Deed, Transfer MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | Mar 21, 2005 · Amount on File |
| Deed Document Number | 20198300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 43 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000025105 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202625105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000025105, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202625105 |
| Name | UPSTATE NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 14, 2024 |
| Property Address | 43 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000004199 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024-00004199 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | LAND TRACK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 N MAIN ST, SPRING VALLEY, NY 10977-4942 |
| Name | Verified Name |
|---|---|
| Address | 14 N MAIN ST # 203, 203, SPRING VALLEY, NY 10977-4942 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 10, 2019 |
| Property Address | 43 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000010017 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 10017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 ELM ST #312 SPRING VALLEY NY 109778328, 312, SPRING VALLEY, NY 10977-8328 |
| Document Number | 10018 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 10018 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 25, 2019 |
| Property Address | 43 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000008300 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 8300 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 ELM ST #312 SPRING VALLEY NY 109778328, 312, SPRING VALLEY, NY 10977-8328 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,241.00 | $25,200 (-) Land $6,700 Building $18,500 | $24,200 (-) |
| 2023 | $25,200 Land $6,700 Building $18,500 | $24,200 Land $6,434 Building $17,766 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43 Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 43 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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