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39 Commerce St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 39 Commerce St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Aug 2021)
Deeds & MortgagesFeb 2022 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392605 57.38-1-45

Property Details

APN / Parcel Number

Primary APN392605 57.38-1-45
Alternative APNs
  • 260505703800010450000000
  • 00297010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area654 sqft
2nd Floor Area606 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions135 ft deep x 35 ft wide
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00297010000
Old Parcel Number260505703800010450000000
Street Address39 COMMERCE ST
CitySPRING VALLEY
StateNY
Zip10977-5566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGLE RESIDENCE
Legal DescriptionLOT:45.000 BLK:1 SEC:57.38 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Block1
Legal Lot Number45.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2006
Census Tract12301

Owner

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address39 COMMERCE ST, SPRING VALLEY, NY 10977-5566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Intrafamily Transfer, Transfer
LAND TRACK TITLE
Aug 20, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number0000035412
Last Transfer DateFeb 8, 2022
Transfer Doc0000005023
Record UpdatedJun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateFeb 8, 2022
Property Address39 COMMERCE ST, SPRING VALLEY, NY 10977-5566
Document Number0000005023
Instrument DateFeb 2, 2022
Instrument2022-00005023
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyLAND TRACK TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 COMMERCE ST, SPRING VALLEY, NY 10977-5566

August 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateAug 20, 2021
Property Address39 COMMERCE ST, SPRING VALLEY, NY 10977-5566
Document Number0000035412
Instrument DateAug 12, 2021
Instrument2021-00035412
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyLAND TRACK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 WALTER DR, 1, MONSEY, NY 10952-3130

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ZITOMER ST, SPRING VALLEY, NY 10977-8164

Mortgage

Document Number0000035413
DateAug 20, 2021
Instrument2021-00035413
Lender
NameCROSSCOUNTRY MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalitySpring Valley Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$23,900 (-) Land $6,500 Building $17,400$307,990 (+1,188.66%) Land $83,763 Building $224,227
2023$23,900 Land $6,500 Building $17,400$23,900 Land $6,500 Building $17,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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