Rockland County and Ramapo Town property record for 37 Commerce St, Spring Valley, NY 10977
| Property Type | Townhouse |
|---|---|
| Details | 5,400 sqft · built 1964 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Aug 2021) |
| Tax Bill | $27,161 (2023) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.38-1-44 |
| Primary APN | 392605 57.38-1-44 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,400 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 130 ft deep x 30 ft wide |
| View / Lot | Suburban |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00297020000 |
|---|---|
| Street Address | 37 COMMERCE ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5566 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PLI |
| Legal Block | 1 |
| Legal Lot Number | 44.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12301 |
Source: Rockland County and Ramapo Town records · APN 392605 57.38-1-44
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 37 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 20, 2021 | Bargain and Sale Deed, Transfer · Commercial Mortgage FINWISE BANK |
| May 10, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Feb 01, 2019 | Grant Deed, Transfer LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Feb 01, 2019 · Amount on Record |
| Deed Document Number | 202135419 |
| Prior Transfer Date | Aug 12, 2021 |
| Prior Transfer Doc | 0000035419 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 20, 2021 |
| Property Address | 37 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000035419 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021-00035419 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | LAND TRACK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 WALTER DR, 1, MONSEY, NY 10952-3130 |
| Name | Verified Name |
|---|---|
| Address | 2 ZITOMER ST, SPRING VALLEY, NY 10977-8164 |
| Document Number | 0000035420 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-00035420 |
| Name | FINWISE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 37 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000013571 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 WALTER DR MONSEY NY 109523130, MONSEY, NY 10952-3130 |
| Document Number | 0000013571 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 13571 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 01, 2019 |
| Property Address | 37 COMMERCE ST, SPRING VALLEY, NY 10977-5566 |
| Document Number | 0000003072 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 3072 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 WALTER DR MONSEY NY 109523130, MONSEY, NY 10952-3130 |
Source: Rockland County and Ramapo Town records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $61,500 (-) Land $12,900 Building $48,600 | $61,500 (-) Land $12,900 Building $48,600 | |
| 2023 | $27,161.00 | $61,500 Land $12,900 Building $48,600 | $61,500 Land $12,900 Building $48,600 |
Source: FEMA National Flood Hazard Layer as of August 19, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 373 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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