Franklin County property record for 43 Commerce St, Lockbourne, OH 43137
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.255 acres (11,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Oct 2025) |
| Tax Bill | $1,141 (2024) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-000018 |
| Primary APN | 151-000018 |
|---|
| Lot Area | 11,144 sqft (0.255 acres) |
|---|---|
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Sewer | Septic |
|---|
| Street Address | 43 COMMERCE ST |
|---|---|
| City | LOCKBOURNE |
| State | OH |
| Zip | 43137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43 COMMERCE ST |
| Legal Subdivision | LOCKBOURNE |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4127 |
| Census Tract | 9590 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 COMMERCE ST, LOCKBOURNE, OH 43137-9305 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Oct 24, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Jan 8, 2025 |
| Deed Document Number | 202510240120914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 43 COMMERCE ST, LOCKBOURNE, OH 43137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | ASSOCIATES TITLE, ASSOCIATES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000121066 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 202510240121066 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Oct 24, 2025 |
| Property Address | 43 COMMERCE ST, LOCKBOURNE, OH 43137 |
| Document Number | 0000120914 |
| Map Reference | MB 5 PG 56 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 202510240120914 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | ASSOCIATES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 COMMERCE ST, LOCKBOURNE, OH 43137-9305 |
| Document Number | 0000120915 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 202510240120915 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Lockbourne Village |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,141.00 (+0.88%) | $23,420 (-) Land $17,500 Building $5,920 | |
| 2023 | $1,131.00 (+128.02%) | $23,420 (+168.58%) Land $17,500 Building $5,920 | $66,900 (+168.67%) Land $50,000 Building $16,900 |
| 2022 | $496.00 | $8,720 Land $4,200 Building $4,520 | |
| 2020 | $24,900 Land $12,000 Building $12,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures