37 Commerce St, Lockbourne, OH 43137 Property Records

Franklin County property record for 37 Commerce St, Lockbourne, OH 43137

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,629 sqft · built 1921
Lot Size0.183 acres (8,000 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Oct 2025)
Tax Bill$3,013 (2024)
Deeds & MortgagesOct 2025 Second Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN151-000034

Property Details

APN / Parcel Number

Primary APN151-000034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area722 sqft
Storm ShelterStorm Shelter
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialBrick/Stone
Foundation TypeRaised
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address37 COMMERCE ST
CityLOCKBOURNE
StateOH
Zip43137-9305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37 COMMERCE ST
Legal SubdivisionLOCKBOURNE
Legal Lot Number77
JurisdictionFRANKLIN OH
Township / Civil DivisionHAMILTON
Census Block Group4
Census Block4127
Census Tract9590

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address37 COMMERCE ST, LOCKBOURNE, OH 43137-9305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 24, 2025Warranty Deed, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Deed Document Number202510240120914
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address37 COMMERCE ST, LOCKBOURNE, OH 43137-9305
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121066
DateOct 24, 2025
Instrument202510240121066
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateOct 24, 2025
Property Address37 COMMERCE ST, LOCKBOURNE, OH 43137-9305
Document Number0000120914
Map ReferenceMB 5 PG 56
Instrument DateOct 21, 2025
Instrument202510240120914
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyASSOCIATES TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 COMMERCE ST, LOCKBOURNE, OH 43137-9305

Mortgage

Document Number0000120915
DateOct 24, 2025
Instrument202510240120915
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0000121066
DateOct 24, 2025
Instrument202510240121066
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
County SubdivisionHamilton Township
MunicipalityLockbourne Village
Unified School DistrictHamilton Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,013.00 (-0.56%) Homeowner's exemption Senior Citizen's exemption$73,430 (-) Land $17,500 Building $55,930
2023$3,030.00 (+54.75%) Homeowner's exemption$73,430 (+66.89%) Land $17,500 Building $55,930$209,800 (+66.91%) Land $50,000 Building $159,800
2022$1,958.00 Homeowner's exemption$44,000 Land $5,250 Building $38,750
2020$125,700 Land $15,000 Building $110,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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