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54 Commerce St, Lockbourne, OH 43137 Property Records

Franklin County property record for 54 Commerce St, Lockbourne, OH 43137 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2023
Square Footage774 sqft Living Area
Lot Size8,046 sqft (0.184 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2023)
Tax Bill$2,381.00 (2024)

Owner

Source: Franklin County records · APN 151-000121

Assessment roll updated August 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 COMMERCE ST, LOCKBOURNE, OH 43137-9279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 17, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jan 29, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LENDUS LLC
Jun 12, 2019Grant Deed, Transfer
NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TITLE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2023 · Amount on Record
Deed SaleMay 23, 2023 · Amount on Record
Prior SaleJan 29, 2020 · Amount on Record
Deed Doc Number7645
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateMay 23, 2023
Property Address54 COMMERCE ST, LOCKBOURNE, OH 43137-9279
Document Number0000049995
Map ReferenceMB 5 PG 56
Instrument DateMay 19, 2023
Instrument202305230049995
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyWALMER LAND TITLE AGENCY LLC, VALMER LAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number0000049996
DateMay 23, 2023
Instrument202305230049996
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address54 COMMERCE ST, LOCKBOURNE, OH 43137-9279
Transaction TypeMortgage
Record UpdatedMar 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042678
DateMar 17, 2022
Instrument202203170042678
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateJan 29, 2020
Property Address54 COMMERCE ST, LOCKBOURNE, OH 43137-9279
Document Number0000013903
Map ReferenceMB 5 PG 56
Instrument DateJan 27, 2020
Instrument202001290013903
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyNORTHWEST ADVANTAGE TTL AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$124.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 STONE VALLEY RD W, ALAMO, CA 94507-1555

Mortgage

Document Number0000013904
DateJan 29, 2020
Instrument202001290013904
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN OH
Recording DateJun 12, 2019
Property Address54 COMMERCE ST, LOCKBOURNE, OH 43137-9279
Document Number0000069978
Instrument DateMay 31, 2019
Instrument69978
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyNORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TITLE AGCY

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5073 EDERTON PL NEW ALBANY OH 430549460, NEW ALBANY, OH 43054-9460

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated August 1, 2024 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
County SubdivisionHamilton Township
MunicipalityLockbourne Village
Unified School DistrictHamilton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,381.00 (+18.05%) Homeowner's exemption$50,020 (+16.92%) Land $18,030 Building $31,990
2023$2,017.00 (+110.32%) Homeowner's exemption$42,780 (+147.86%) Land $18,030 Building $24,750$142,900 (+189.86%) Land $51,500 Building $91,400
2022$959.00 Homeowner's exemption$17,260 Land $5,430 Building $11,830
2020$49,300 Land $15,500 Building $33,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (39049C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN151-000121

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Building Area774 sqft Living Area
1st Floor691 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2023
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area8,046 sqft (0.184 acres)
Depth X Width160 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area264 sqft Garage
ViewYes (Detail Unknown) View

Utilities and HVAC

Cooling SystemNone Cooling
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address54 COMMERCE ST
CityLOCKBOURNE
StateOH
Zip43137-9279
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description54 COMMERCE ST VILLAGE OF LOCKBOURNE LOT 73
Legal SubdivisionLOCKBOURNE
Legal Lot Number73
JurisdictionFRANKLIN OH
Minor Civil DivisionHAMILTON
Census Blockgroup4
Census Block4123
Census Tract9590

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