Orange County property record for 43 Clover, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,621 sqft · built 2014 |
| Lot Size | 0.047 acres (2,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $608,500 (Aug 2014) |
| Tax Bill | $7,668 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-452-22 |
| Primary APN | 610-452-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,621 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Lot Area | 2,050 sqft (0.047 acres) |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 43 CLOVER |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17529 BLK LOT 72 |
| Legal Tract | 17529 |
| Legal Lot Number | 72 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 52422 |
Source: Orange County records · APN 610-452-22
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 43 CLOVER, LAKE FOREST, CA 92630-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICELEND.COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on Record |
| Deed Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 2014000349891 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 43 CLOVER, LAKE FOREST, CA 92630-8368 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 43 CLOVER, LAKE FOREST, CA 92630-8368 |
| Document Number | 0000309006 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022000309006 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 43 CLOVER, LAKE FOREST, CA 92630-8368 |
| Document Number | 0000456911 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 CLOVER LAKE FOREST CA 926308368, LAKE FOREST, CA 92630-8368 |
| Document Number | 0000456911 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 456911 |
| Name | CHOICELEND.COM |
|---|---|
| Address | 12362 BEACH BLVD # 20, STANTON, CA 90680-3955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,668.00 (+4.34%) Homeowner's exemption | $731,178 (+4.04%) Land $429,026 Building $302,152 |
| 2023 | $7,349.00 (+1.83%) Homeowner's exemption | $702,787 Land $412,367 Building $290,420 |
| 2022 | $7,217.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 600 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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