46 Clover, Lake Forest, CA 92630 Property Records

Orange County property record for 46 Clover, Lake Forest, CA 92630 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 2014
Lot Size	0.053 acres (2,290 sqft)
Owner	2 Individual Names on File
Last Sale	$1,365,000 (Feb 2025)
Tax Bill	$11,006 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-451-15`

Property Details

APN / Parcel Number

Primary APN	`610-451-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,621 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	2,290 sqft (0.053 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 CLOVER
City	LAKE FOREST
State	CA
Zip	92630-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17529 BLK LOT 15
Legal Subdivision	TRACT NO 17529
Legal Tract	17529
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5022
Census Tract	52422

Owner

Source: Orange County records · APN 610-451-15

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 09, 2024	Deed of Trust, Mortgage · SBA Mortgage BBCN BANK
Oct 28, 2021	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Apr 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 27, 2018	Grant Deed, Transfer · ARM EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202550969
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0000260191
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8900 LOS COYOTES COURT #300 300, 300, SANFORD, CA 90010

Mortgage

Document Number	0000115617
Date	May 09, 2024
Instrument	2024000115617

Lender

Name	BBCN BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 28, 2021
Property Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Document Number	0000656682
Map Reference	MB 918 PG 43-46
Instrument Date	Oct 20, 2021
Instrument	2021000656682
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	105 CHARDIN PL, EL DORADO HILLS, CA 95762-5247

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2021
Property Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Document Number	0000260191
Map Reference	MB 918 PG 43-46
Instrument Date	Feb 24, 2021
Instrument	2021000260191
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Investor	Possibly a Property Investor

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2018
Property Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Document Number	0000276266
Map Reference	MB918 PG43-46
Instrument Date	Jul 07, 2018
Instrument	2018000276266
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	46 CLOVER, LAKE FOREST, CA 92630-8368
Investor	Possibly a Property Investor

Mortgage

Document Number	0000276267
Date	Jul 27, 2018
Instrument	2018000276267

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 01, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,392,300 (+34.56%) Land $1,025,663 Building $366,637
2025	$11,006.00 (+4.28%)	$1,034,677 (+4.04%) Land $733,537 Building $301,140
2023	$10,554.00 (+1.82%)	$994,500 Land $705,052 Building $289,448
2022	$10,365.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524225, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Clover

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures