40 Clover, Lake Forest, CA 92630 Property Records

Orange County property record for 40 Clover, Lake Forest, CA 92630 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,705 sqft · built 2014
Lot Size0.054 acres (2,362 sqft)
OwnerIndividual Name on File
Last Sale$785,000 (Mar 2018)
Tax Bill$9,473 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN610-451-32

Property Details

APN / Parcel Number

Primary APN610-451-32

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,705 sqft Living Area

Exterior

Year BuiltBuilt 2014
Lot Area2,362 sqft (0.054 acres)
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address40 CLOVER
CityLAKE FOREST
StateCA
Zip92630-8368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 17529 BLK LOT 32
Legal Tract17529
Legal Lot Number32
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5022
Census Tract52422

Owner

Source: Orange County records · APN 610-451-32

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40 CLOVER, LAKE FOREST, CA 92630-8368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONY GLO INC
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 01, 2018Grant Deed, Transfer · Conventional Mortgage
FIRST STANDARD FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2018 · Amount on Record
Deed SaleMar 01, 2018 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Document Number2018000074172
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address40 CLOVER, LAKE FOREST, CA 92630-8368
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPROVIDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLOVER, LAKE FOREST, CA 92630-8368

Mortgage

Document Number0000772554
DateDec 29, 2020
Instrument2020000772554
Lender
NameONY GLO INC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address40 CLOVER, LAKE FOREST, CA 92630-8368
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133100
DateMar 24, 2020
Instrument2020000133100
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMar 01, 2018
Property Address40 CLOVER, LAKE FOREST, CA 92630-8368
Document Number0000074172
Map ReferenceMB918 PG43-46
Instrument DateFeb 15, 2018
Instrument2018000074172
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address40 CLOVER, LAKE FOREST, CA 92630-8368

Mortgage

Document Number0000074173
DateMar 01, 2018
Instrument2018000074173
Lender
NameFIRST STANDARD FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,473.00 (+4.29%)$893,194 (+4.04%) Land $570,418 Building $322,776
2023$9,083.00 (+1.82%)$858,511 Land $548,267 Building $310,244
2022$8,921.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524225, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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