Monmouth County and Rumson Borough property record for 46 Bingham Ave, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2018 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,212,500 (Jun 2021) |
| Tax Bill | $14,916 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00030-0000-00008 |
| Primary APN | 41-00030-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Upper Floors Area | 926 sqft |
| Basement Area | 772 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Area | 246 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 046900 |
|---|---|
| Street Address | 46 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00030-0000-00008
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 BINGHAM AVE, RUMSON, NJ 07760-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 06, 2017 | Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | Oct 01, 2015 · Amount on Record |
| Deed Document Number | 2021100575 |
| Deed Book / Page | 9523 / 3394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 28, 2021 |
| Property Address | 46 BINGHAM AVE, RUMSON, NJ 07760-1535 |
| Document Number | 0095233394 |
| Book / Page | 9523 / 3394 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021100575 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,271.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 66 QUEENS DR E, 66, LITTLE SILVER, NJ 07739-1629 |
| Name | Verified Name |
|---|---|
| Address | 46 BINGHAM AVE, RUMSON, NJ 07760-1535 |
| Document Number | 2021100576 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021100576 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 46 BINGHAM AVE, RUMSON, NJ 07760-1535 |
| Document Number | 0000115289 |
| Book / Page | 009260 / 005002 |
| Instrument Date | Nov 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 46 BINGHAM AVE RUMSON NJ 077601535, RUMSON, NJ 07760-1535 |
| Document Number | 0000115289 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 009260/005002 |
| Instrument | 115289 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2032 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,636,700 (+15.11%) Land $758,800 Building $877,900 | $1,636,700 (+15.11%) Land $758,800 Building $877,900 | |
| 2025 | $14,916.00 (+3.03%) | $1,421,900 (+15.72%) Land $674,700 Building $747,200 | $1,421,900 (+15.72%) Land $674,700 Building $747,200 |
| 2024 | $14,478.00 (-0.45%) | ||
| 2023 | $1,228,700 Land $606,000 Building $622,700 | $1,228,700 Land $606,000 Building $622,700 | |
| 2022 | $14,543.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 66 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured 9 under condo master policies |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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