43 Ardale Rd, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 43 Ardale Rd, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,708 sqft · built 1920
Lot Size0.203 acres (8,852 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Feb 2023)
Tax Bill$10,147 (2025)
Deeds & MortgagesFeb 2023 Sale & Construction Loan
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-00509-0000-00012

Property Details

APN / Parcel Number

Primary APN46-00509-0000-00012
Alternative APNs
  • 460050900012
  • 034200

Interior

Stories1 Story
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,852 sqft (0.203 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number034200
Street Address43 ARDALE RD
CityPARAMUS
StateNJ
Zip07652-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description106XIRR 3.6LT
Legal Block509
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1015
Census Tract42500

Owner

43 Ardale Rd is owned and occupied by an individual who bought it in February 2023.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address43 ARDALE RD, PARAMUS, NJ 07652-2601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed, Construction Loan · Construction Mortgage
NORTHPOINTE BANK
Feb 23, 2021Intrafamily Transfer, Transfer
Jan 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2023 · Amount on File
Deed SaleFeb 2, 2023 · Amount on File
Prior SaleDec 3, 2020 · Amount on File
Deed Document Number20239498
Deed Book / Page4923 / 77
Prior Transfer DateOct 19, 2020
Prior Transfer Doc0039711380
Record UpdatedSep 20, 2026

February 2023: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 2, 2023
Property Address43 ARDALE RD, PARAMUS, NJ 07652-2601
Document Number0049230077
Book / Page4923 / 77
Instrument DateJan 26, 2023
Instrument2023009498
Transaction TypeConstruction Loan
Record UpdatedFeb 24, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,132.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13017 PRESTWICK DR, RIVERVIEW, FL 33579-7047

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 ARDALE RD, PARAMUS, NJ 07652-2601

Mortgage

Document Number2023009499
DateFeb 2, 2023
Instrument2023009499
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateFeb 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.5%
IndexOther
Margin3
Max Rate12.5%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateFeb 23, 2021
Property Address43 ARDALE RD, PARAMUS, NJ 07652-2601
Document Number0039711380
Book / Page3971 / 1380
Instrument DateOct 19, 2020
Instrument2021023692
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13017 PRESTWICK DR, 13017, RIVERVIEW, FL 33579-7047

Transferred To (Grantee/Buyer)

NameVerified Name
Address2077 CENTER AVE APT 9G, 9G, FORT LEE, NJ 07024-4903

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJan 9, 2017
Property Address43 ARDALE RD, PARAMUS, NJ 07652-2601
Document Number0024972071
Book / Page002497 / 002071
Instrument DateDec 28, 2016
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13017 PRESTWICK DR RIVERVIEW FL 335797047, RIVERVIEW, FL 33579-7047

Tax Assessment & Valuation

The 2025 property tax bill for 43 Ardale Rd was $10,147, up 5.7% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$716,200 (+5.81%) Land $397,600 Building $318,600$716,200 (+5.81%) Land $397,600 Building $318,600
2025$10,147.00 (+5.74%)$676,900 Land $367,200 Building $309,700$676,900 Land $367,200 Building $309,700
2024$9,596.00
2023$604,800 Land $323,300 Building $281,500$604,800 Land $323,300 Building $281,500
2022$8,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Ardale Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims10 (1999–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Ardale Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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