40 Ardale Rd, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 40 Ardale Rd, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1929
Lot Size	0.192 acres (8,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2019)
Tax Bill	$10,081 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-00510-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`46-00510-0000-00007`
Alternative APNs	`460051000007` `035900`

Interior

Stories	2 Stories
Building Area	1,662 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,357 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	035900
Street Address	40 ARDALE RD
City	PARAMUS
State	NJ
Zip	07652-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	50XIRR 3.35LT
Legal Block	510
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1015
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 PASCACK AVE, EMERSON, NJ 07630-1068
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	201960094
Deed Book / Page	3346 / 29
Prior Transfer Date	Sep 26, 2007
Prior Transfer Doc	0094220163
Record Updated	Sep 20, 2026

September 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Sep 12, 2019
Property Address	40 ARDALE RD, PARAMUS, NJ 07652-2602
Document Number	0033460029
Book / Page	003346 / 000029
Instrument Date	Jul 22, 2019
Instrument	60094
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 ARDALE RD PARAMUS NJ 076522602, PARAMUS, NJ 07652-2602

Mortgage

Document Number	33460036
Date	Sep 12, 2019
Book Page	003346/000036
Instrument	60094

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,200 (+5.61%) Land $371,100 Building $339,100	$710,200 (+5.61%) Land $371,100 Building $339,100
2025	$10,081.00 (+5.67%)	$672,500 (+11.82%) Land $342,800 Building $329,700	$672,500 (+11.82%) Land $342,800 Building $329,700
2024	$9,540.00 (+9.15%)
2023		$601,400 Land $301,700 Building $299,700	$601,400 Land $301,700 Building $299,700
2022	$8,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (1999–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20