41 Ardale Rd, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 41 Ardale Rd, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,112 sqft · built 1920
Lot Size0.269 acres (11,728 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Aug 1993)
Tax Bill$11,187 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-00509-0000-00011

Property Details

APN / Parcel Number

Primary APN46-00509-0000-00011
Alternative APNs
  • 460050900011
  • 034100

Interior

Stories1 Story
Building Area2,112 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,728 sqft (0.269 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number034100
Street Address41 ARDALE RD
CityPARAMUS
StateNJ
Zip07652-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description50XIRR 4LT
Legal Block509
Legal Lot Number11
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1015
Census Tract42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 ARDALE RD, PARAMUS, NJ 07652-2601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLUMBIA BANK
Sep 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 1993 · Amount on Record
Deed SaleAug 19, 1993 · Amount on Record
Deed Book / Page7629 / 53
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address41 ARDALE RD, PARAMUS, NJ 07652-2601
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFORESCENE TITLE AGCY LLC, FORESCENE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043670827
DateSep 9, 2021
Book Page4367/827
Instrument2021142412
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address41 ARDALE RD, PARAMUS, NJ 07652-2601
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFORESCENE TITLE AGCY LLC, FORESCENE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043670815
DateSep 9, 2021
Book Page4367/815
Instrument2021142411
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address41 ARDALE RD, PARAMUS, NJ 07652-2601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033611636
DateSep 30, 2019
Book Page3361/1636
Instrument19-064359
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$789,000 (+5.72%) Land $417,900 Building $371,100$789,000 (+5.72%) Land $417,900 Building $371,100
2025$11,187.00 (+5.69%)$746,300 (+11.84%) Land $385,600 Building $360,700$746,300 (+11.84%) Land $385,600 Building $360,700
2024$10,585.00 (+9.17%)
2023$667,300 Land $339,400 Building $327,900$667,300 Land $339,400 Building $327,900
2022$9,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims10 (1999–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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