43 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 43 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1950
Lot Size	0.162 acres (7,069 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2022)
Tax Bill	$3,528 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0170-00760`

Property Details

APN / Parcel Number

Primary APN	`185-0170-00760`
Alternative APN	`1124344`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,360 sqft Gross Area
1st Floor Area	1,088 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Lot Area	7,069 sqft (0.162 acres)
Garage Area	576 sqft
Deck Area	239 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1124344
Street Address	43 1ST ST
City	DULUTH
State	MN
Zip	55810-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 43 AND 44 SERIAL #
Legal Subdivision	NORTONS ADDITIONS
Legal Block	2
Legal Lot Number	43-44
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2011
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 1ST ST, DULUTH, MN 55810-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	20221434783
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 7, 2022
Property Address	43 1ST ST, DULUTH, MN 55810-2304
Document Number	0001434783
Instrument Date	Jan 5, 2022
Instrument	1434783
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431ST ST, PROCTOR, MN 55810

Mortgage

Document Number	0001434784
Date	Jan 7, 2022
Instrument	1434784

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,528.00 (-15.84%) Homeowner's exemption
2025	$4,192.00 (+3.97%) Homeowner's exemption	$266,400 (-15.29%) Land $15,400 Building $251,000	$266,400 (-15.29%) Land $15,400 Building $251,000
2024	$4,032.00	$314,500 (+37.4%) Land $15,500 Building $299,000	$314,500 (+37.4%) Land $15,500 Building $299,000
2022		$228,900 Land $23,300 Building $205,600	$228,900 Land $23,300 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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