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42 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 42 1st St, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,716 sqft · built 1910
Lot Size0.194 acres (8,486 sqft)
OwnerIndividual Name on Record
Last Sale$25,485 (Jan 2020)
Tax Bill$3,788 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN185-0170-00050

Property Details

APN / Parcel Number

Primary APN185-0170-00050
Alternative APN
  • 1084583

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,716 sqft Gross Area
1st Floor Area948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,486 sqft (0.194 acres)
Garage Area792 sqft

Exterior Amenities

PorchSlab
Porch Area190 sqft
Deck Area192 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1084583
Street Address42 1ST ST
CityDULUTH
StateMN
Zip55810-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 AND 5 AND WLY 10 FT OF LOT 6 SERIAL #
Legal SubdivisionNORTONS ADDITION TO PROCTOR
Legal Block1
Legal Lot Number4-6
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group2
Census Block2012
Census Tract10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address42 1ST ST, DULUTH, MN 55810-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Document Number20201372110
Prior Transfer DateOct 27, 2010
Prior Transfer Doc0001147847
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 24, 2020
Property Address42 1ST ST, DULUTH, MN 55810-2303
Document Number00A1372110
Instrument DateJan 16, 2020
InstrumentA1372110
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$584.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address42 1ST ST PROCTOR MN 558102303, PROCTOR, MN 55810-2303

Mortgage

Document NumberA1372111
DateJan 24, 2020
InstrumentA1372111
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,788.00 (+14.03%) Homeowner's exemption
2025$3,322.00 (+8.49%) Homeowner's exemption$283,200 (+10.11%) Land $18,700 Building $264,500$283,200 (+10.11%) Land $18,700 Building $264,500
2024$3,062.00$257,200 (+30.36%) Land $16,700 Building $240,500$257,200 (+30.36%) Land $16,700 Building $240,500
2022$197,300 Land $12,600 Building $184,700$197,300 Land $12,600 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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