39 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 39 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1920
Lot Size	0.162 acres (7,068 sqft)
Owner	Company Name on Record
Last Sale	$42,727 (Sep 2021)
Tax Bill	$3,152 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0170-00740`

Property Details

APN / Parcel Number

Primary APN	`185-0170-00740`
Alternative APN	`1116524`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,134 sqft Gross Area
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,068 sqft (0.162 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1116524
Street Address	39 1ST ST
City	DULUTH
State	MN
Zip	55810-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 41 AND 42 SERIAL #
Legal Subdivision	NORTONS ADDITION
Legal Block	2
Legal Lot Number	41-42
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2011
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	249 RIVERWOOD DR, DULUTH, MN 55810-4516
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR SAVINGS BANK
Sep 8, 2021	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	20211423938
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	39 1ST ST, DULUTH, MN 55810-2304
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 RIVERWOOD DR, DULUTH, MN 55810-4516

Mortgage

Document Number	0001431255
Date	Dec 1, 2021
Instrument	1431255

Lender

Name	SUPERIOR SAVINGS BANK
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2021
Property Address	39 1ST ST, DULUTH, MN 55810-2304
Document Number	0001423938
Instrument Date	Sep 1, 2021
Instrument	1423938
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$422.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 RIVERWOOD DR, DULUTH, MN 55810-4516

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	39 1ST ST, DULUTH, MN 55810-2304
Document Number	00A1311140
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2 SAGINAW MN 557790002, SAGINAW, MN 55779-0002

Mortgage

Document Number	00A1311140
Date	Jun 15, 2017
Instrument	A1311140

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,152.00 (+26.69%)
2025	$2,488.00 (+10.28%)	$218,900 (+24.45%) Land $15,500 Building $203,400	$218,900 (+24.45%) Land $15,500 Building $203,400
2024	$2,256.00	$175,900 (+20.07%) Land $15,500 Building $160,400	$175,900 (+20.07%) Land $15,500 Building $160,400
2022		$146,500 Land $23,300 Building $123,200	$146,500 Land $23,300 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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