Lake County property record for 42964 Ridgeway Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1954 |
| Lot Size | 640 acres (27,878,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,918 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1512370 |
| Primary APN | R1512370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Attic | Attic |
| Attic Area | 182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878,400 sqft (640 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 96 sqft |
| Lean-To | 130 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011418 |
|---|---|
| Street Address | 42964 RIDGEWAY RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S04, T19 N, R21 W, ACRES 640, ALL SECTION |
| Legal Range | 21W |
| Legal Township | 19N |
| Legal Section | 04 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 940500 |
Source: Lake County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42964 RIDGEWAY RD, CHARLO, MT 59824-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,918.00 (+7.22%) | $531,205 (+17.81%) | |
| 2025 | $531,205 (+17.81%) Land $69,215 Building $461,990 | ||
| 2023 | $3,654.00 | $450,915 | $450,915 Land $61,495 Building $389,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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