Lake County property record for 40658 Ridgeway Rd, Charlo, MT 59824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1973 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $561 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511999 |
| Primary APN | R1511999 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 756 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Wooded |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011236 |
|---|---|
| Street Address | 40658 RIDGEWAY RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S01, T19 N, R21 W, COS 4903 TR B |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1136 |
| Census Tract | 940500 |
Source: Lake County records · APN R1511999
Assessment roll updated December 31, 2024 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40658 RIDGEWAY RD, CHARLO, MT 59824-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 1993 |
| Deed Sale | Nov 15, 1993 |
| Deed Document Number | 0000000352 |
| Record Updated | Jun 08, 2026 |
Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561.00 (-43.1%) | $364,300 (+36.44%) | $364,300 (+36.44%) Land $120,500 Building $243,800 |
| 2023 | $986.00 | $267,000 | $267,000 Land $63,600 Building $203,400 |
Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CommunityTel Fixed Wireless | 25 / 10 |
Based on FCC filings for 2 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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