Lake County property record for 42464 Ridgeway Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,640 sqft · built 1997 |
| Lot Size | 41.4 acres (1,803,820 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,011 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511748 |
| Primary APN | R1511748 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 504 sqft |
| Basement Area | 632 sqft |
| Finished Basement | 632 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,803,820 sqft (41.4 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Pole Barn | 200 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011101 |
|---|---|
| Street Address | 42464 RIDGEWAY RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S03, T19 N, R21 W, C.O.S. 7179, ACRES 41.41 |
| Legal Range | 21W |
| Legal Township | 19N |
| Legal Section | 03 |
| Legal Tract | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 940500 |
42464 Ridgeway Rd, a rural home, is owned and occupied by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42464 RIDGEWAY RD, CHARLO, MT 59824-9326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 42464 Ridgeway Rd was $3,011, down 11.4% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,011.00 (-11.36%) | $551,435 (-) | |
| 2025 | $3,397.00 | $551,435 | $551,435 Land $96,755 Building $454,680 |
| 2023 | $3,720.00 | $416,846 | $416,846 Land $50,426 Building $366,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42464 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42464 Ridgeway Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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