4295 Tucker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4295 Tucker Ave, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.79 acres (34,412 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Dec 2024)
Tax Bill$831 (2025)
Deeds & MortgagesNov 2025 Transfer
Dec 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-27-31-4950-0001-0980

Property Details

APN / Parcel Number

Primary APN06-27-31-4950-0001-0980
Alternative APN
  • 273106495000010980

Exterior

Lot Area34,412 sqft (0.79 acres)

Location & Zoning

Street Address4295 TUCKER AVE
CitySAINT CLOUD
StateFL
Zip34772-8164
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionS L & I C PB B PG 32 S 109.90 FT OF S 219.80 FT OF W 1/2 LOT 98 LESS W 7.5 FT
Legal SubdivisionS L & I C
Legal Lot Number98
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 31, 2024Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Jan 18, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Deed Document Number2024164246
Deed Book / Page6718 / 2406
Prior Transfer DateJan 17, 2024
Prior Transfer Doc0065352465
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 7, 2025
Property Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164
Document Number0068772424
Book / Page6877 / 2424
Map ReferenceMB B PG 32
Instrument DateNov 7, 2025
Instrument2025138454
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164

Transferred To (Grantee/Buyer)

NameVerified Name
Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164
Document Number0067182406
Book / Page6718 / 2406
Instrument DateDec 18, 2024
Instrument2024164246
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4211 TUCKER AVE, SAINT CLOUD, FL 34772-8164

Transferred To (Grantee/Buyer)

NameVerified Name
Address2736 SOUTHLAND ST, SAINT CLOUD, FL 34772-7858

Mortgage

Document Number2024164247
DateDec 31, 2024
Instrument2024164247
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 18, 2024
Property Address4295 TUCKER AVE, SAINT CLOUD, FL 34772-8164
Document Number0065352465
Book / Page6535 / 2465
Map ReferenceMB B PG 32
Instrument DateJan 17, 2024
Instrument2024007316
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3825 CANOE CREEK RD, SAINT CLOUD, FL 34772-7437

Transferred To (Grantee/Buyer)

NameVerified Name
Address4404 ROHDE RD, OKEECHOBEE, FL 34972-9174

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$831.00 (+20,675%)$60,000 (+3,057.89%) Land $60,000$60,000 (-38.9%) Land $60,000
2024$4.00 (-84.62%)
2023$26.00$1,900 Land $1,900$98,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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