Osceola County property record for 4285 Tucker Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 34,412 sqft (0.79 acres) |
| Last Sale | $135,000 (2025) |
| Tax Bill | $4.00 (2024) |
| Primary APN | 06-27-31-4950-0001-0982 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,412 sqft (0.79 acres) |
|---|
| Street Address | 4285 TUCKER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8164 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | S L & I C PB B PG 32 N 109.90 FT OF S 219.80 FT OF W 1/2 LOT 98 |
| Legal Subdivision | S L & I C |
| Legal Lot Number | 98 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 06-27-31-4950-0001-0982
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1475 SILVER LEAF AVE, MT ZION, IL 62549-1780 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PANA |
| Jan 14, 2025 | Warranty Deed, Construction Loan · Building or Construction Mortgage CENTENNIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on Record |
| Deed Sale | Jan 14, 2025 · Amount on Record |
| Deed Doc Number | 20256306 |
| Deed Book / Page | 6726 / 831 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 08, 2026 |
| Property Address | 4285 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0000047479 |
| Book / Page | 6952 / 2655 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202647479 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1475 SILVER LEAF AVE, MT ZION, IL 62549-1780 |
| Document Number | 0000047479, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 6952/2655 |
| Instrument | 202647479 |
| Name | FIRST NATIONAL BANK OF PANA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2031 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 14, 2025 |
| Property Address | 4285 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0067260831 |
| Book / Page | 6726 / 831 |
| Map Reference | MB B PG 32 |
| Instrument Date | Jan 09, 2025 |
| Instrument | 2025006306 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4211 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Name | Verified Name |
|---|---|
| Address | 1475 SILVER LEAF AVE, MT ZION, IL 62549-1780 |
| Document Number | 2025006307 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | 2025006307 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 397 Months |
| Due | Feb 01, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 13.8% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,000 Land $60,000 | $60,000 Land $60,000 | |
| 2024 | $4.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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