4260 Tucker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4260 Tucker Ave, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,033 sqft · built 2024
Lot Size2.42 acres (105,415 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jul 2023)
Tax Bill$10,197 (2025)
Deeds & MortgagesJul 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN062731495000010945

Property Details

APN / Parcel Number

Primary APN062731495000010945

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,033 sqft Heated Area
Gross Area4,604 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area105,415 sqft (2.42 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area745 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4260 TUCKER AVE
CitySAINT CLOUD
StateFL
Zip34772-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 32 S 1/2 OF LOT 94 LESS E 7.5 FT
Legal Lot Number94
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3370 STONEWYCK ST, ORLANDO, FL 32824-7866
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Deed Document Number2023092092
Deed Book / Page6441 / 2252
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2023
Property Address4260 TUCKER AVE, SAINT CLOUD, FL 34772-8164
Document Number0064412252
Book / Page6441 / 2252
Map ReferenceMB B PG 32
Instrument DateJul 14, 2023
Instrument2023092092
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3825 CANOE CREEK RD, SAINT CLOUD, FL 34772-7437

Transferred To (Grantee/Buyer)

NameVerified Name
Address3370 STONEWYCK ST, ORLANDO, FL 32824-7866

Mortgage

Document Number0064412254
DateJul 17, 2023
Instrument6441/2254
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,197.00$684,600 Land $157,300 Building $527,300$684,600 Land $157,300 Building $527,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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