4295 Rancho Rd, Chico, CA 95973 Property Records

Butte County property record for 4295 Rancho Rd, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 2019
Lot Size	1.41 acres (61,419 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Jan 2021)
Tax Bill	$8,831 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`047-290-012-000`

Property Details

APN / Parcel Number

Primary APN	`047-290-012-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,183 sqft

Exterior

Year Built	Built 2019
Construction Type	Wood
Lot Area	61,419 sqft (1.41 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4295 RANCHO RD
City	CHICO
State	CA
Zip	95973-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	RANCHO RD
Legal Subdivision	PRIESING LANDS
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4295 RANCHO RD, CHICO, CA 95973-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 14, 2020	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Dec 14, 2018	Grant Deed, Transfer MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW
Jan 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2021-0000880
Record Updated	Jun 8, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 8, 2021
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000000880
Map Reference	MB 7 PG 23
Instrument Date	Dec 21, 2020
Instrument	2021-0000880
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4295 RANCHO RD, CHICO, CA 95973-9447
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000881
Date	Jan 8, 2021
Instrument	2021-0000881

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000021245
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4295 RANCHO RD CHICO CA 959739447, CHICO, CA 95973-9447

Mortgage

Document Number	0000021245
Date	May 29, 2020
Instrument	21245

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 14, 2018
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000041408
Instrument Date	Nov 30, 2018
Instrument	41408
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 3929 CHICO CA 959273929, CHICO, CA 95927-3929

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 5, 2018
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000000296
Instrument Date	Nov 20, 2017
Instrument	296
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 RANCHO RD CHICO CA 959739448, CHICO, CA 95973-9448

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 5, 2018
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000000297
Instrument Date	Nov 20, 2017
Instrument	297
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4305 RANCHO RD CHICO CA 959739448, CHICO, CA 95973-9448

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BUTTE CA
Recording Date	Jan 5, 2018
Property Address	4295 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000000295
Instrument Date	Nov 20, 2017
Instrument	295
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 RANCHO RD CHICO CA 959739448, CHICO, CA 95973-9448

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,831.00 (+7.79%) Homeowner's exemption	$772,110 (+4.04%) Land $248,958 Building $523,152
2023	$8,193.00 (+6.83%) Homeowner's exemption	$742,131 Land $239,292 Building $502,839
2022	$7,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rancho Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures