4295 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4295 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$372,795 (Jul 2018)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585260 273B34`

Property Details

APN / Parcel Number

Primary APN	`585260 273B34`
Alternative APN	`69020001062`

Interior

Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	336 sqft
Deck Area	764 sqft

Location & Zoning

Street Address	4295 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 27
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	27
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 11, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	20185584372
Deed Book / Page	5531 / 2822
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678

Mortgage

Document Number	0060790623
Date	Feb 2, 2022
Book Page	6079/623
Instrument	6199073

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number	0056963761
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 RAFFIA PALM CIR NAPLES FL 341199678, NAPLES, FL 34119-9678

Mortgage

Document Number	0056963761
Date	Nov 19, 2019
Book Page	005696/003761
Instrument	5792568

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2039

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 11, 2018
Property Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number	0055312822
Book / Page	5531 / 2822
Map Reference	MB54 PG72
Instrument Date	Jul 6, 2018
Instrument	5584372
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,609.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 RAFFIA PALM CIR, NAPLES, FL 34119-9678

Mortgage

Document Number	0005584373
Date	Jul 11, 2018
Instrument	5584373

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,881 (+2.7%)	$606,052 (-8.25%) Land $222,156 Building $383,896
2025	$3,888.00 (+8.27%) Homeowner's exemption	$385,473 (+5.99%)	$660,556 (-14.95%) Land $261,360 Building $399,196
2023	$3,591.00 (+16.4%) Homeowner's exemption	$363,698 (+21.15%)	$776,644 (+34.13%) Land $370,260 Building $406,384
2022	$3,085.00 Homeowner's exemption	$300,212	$579,026 Land $205,821 Building $373,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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