4288 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4288 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$622,000 (Jan 2022)
Tax Bill	$5,646 (2025)
Deeds & Mortgages	Jan 2022 Sale Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`585260 223B34`

Property Details

APN / Parcel Number

Primary APN	`585260 223B34`
Alternative APN	`69020000966`

Interior

Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	4288 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 22
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	22
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10436

Owner

4288 Raffia Palm Cir is owned by an individual who bought it in January 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5629 CARIBOU LN, HOFFMAN ESTATES, IL 60192-4576
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jun 5, 2019	Correction Deed CALATLANTIC TITLE INC
Apr 29, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	20226191057
Deed Book / Page	6072 / 272
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0056380714
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 18, 2022
Property Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0060720272
Book / Page	6072 / 272
Map Reference	MB 54 PG 72
Instrument Date	Jan 12, 2022
Instrument	6191057
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$4,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 TOWNES CT, 1012, LELAND, NC 28451-4113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 CARIBOU LN, HOFFMAN ESTATES, IL 60192-4603

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 14, 2021
Property Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0060263418
Book / Page	6026 / 3418
Map Reference	MB 54 PG 72
Instrument Date	Oct 7, 2021
Instrument	6143393
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	SECURITY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15275 COLLIER BLVD STE 201, 15275, NAPLES, FL 34119-6750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	60263421
Date	Oct 14, 2021
Instrument	6026/3421

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0057852882
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4288 RAFFIA PALM CIR NAPLES FL 341199677, NAPLES, FL 34119-9677

Mortgage

Document Number	0057852882
Date	Jul 9, 2020
Book Page	005785/002882
Instrument	5891254

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 5, 2019
Property Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056380714
Book / Page	005638 / 000714
Instrument Date	May 29, 2019
Instrument	5722647
Record Updated	Jun 19, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 RAFFIA PALM CIR NAPLES FL 34119, NAPLES, FL 34119

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 29, 2019
Property Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056230703
Book / Page	5623 / 0703
Map Reference	MB 54 PG 72
Instrument Date	Apr 24, 2019
Instrument	5704315
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4288 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Investor	Possibly a Property Investor

Mortgage

Document Number	0005704316
Date	Apr 29, 2019
Instrument	5704316

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4288 Raffia Palm Cir was $5,646.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,906 (-4.21%) Land $167,939 Building $322,967	$490,906 (-4.21%) Land $167,939 Building $322,967
2025	$5,646.00	$512,488 Land $167,270 Building $345,218	$512,488 Land $167,270 Building $345,218
2023	$6,320.00 (+18.6%)	$588,726 (+16.6%) Land $236,966 Building $351,760	$588,726 (+16.6%) Land $236,966 Building $351,760
2022	$5,329.00 Homeowner's exemption	$504,931 Land $131,726 Building $373,205	$504,931 Land $131,726 Building $373,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4288 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4288 Raffia Palm Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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