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4303 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4303 Raffia Palm Cir, Naples, FL 34119 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2,006 sqft · built 2018
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$372,497 (May 2018)
Tax Bill$4,204 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone AH (high risk)
APN585285 3243B34

Property Details

APN / Parcel Number

Primary APN585285 3243B34
Alternative APN
  • 69020009080

Interior

Stories1 Story
Building Area2,006 sqft Living Area
1st Floor Area2,006 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions140 ft deep x 52 ft wide
Pool Area336 sqft
Deck Area428 sqft

Location & Zoning

Street Address4303 RAFFIA PALM CIR
CityNAPLES
StateFL
Zip34119-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAFFIA PRESERVE PHASE 4 LOT 324
Legal Range26
Legal Township48
Legal Section34
Legal SubdivisionRAFFIA PRESERVE PHASE 4
Legal Phase4
Legal Block2
Legal Lot Number324
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2013
Census Tract10436

Owner

Source: Collier County records · APN 585285 3243B34

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 09, 2018Grant Deed, Transfer · Conventional with PMI
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2018 · Amount on Record
Deed SaleMay 09, 2018 · Amount on Record
Deed Document Number20185553848
Deed Book / Page5508 / 110
Last Transfer DateApr 22, 2022
Transfer Doc0061190651
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number0058953595
DateFeb 22, 2021
Book Page5895/3595
Instrument6005313
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateApr 29, 2022
Property Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number0061190651
Book / Page6119 / 651
Map ReferenceMB 61 PG 1
Instrument DateApr 18, 2022
Instrument6243641
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4303 RAFFIA PALM CIR, 4303, NAPLES, FL 34119-9679

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number0006119655
DateApr 29, 2022
Instrument6119/655
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateMay 09, 2018
Property Address4303 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number0055080110
Book / Page005508 / 000110
Instrument DateMay 02, 2018
Instrument5553848
Transaction TypeTransfer
Record UpdatedJun 07, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,607.48
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4303 RAFFIA PALM CIR NAPLES FL 341199679, NAPLES, FL 34119-9679

Mortgage

Document Number55080114
DateMay 09, 2018
Book Page005508/000114
Instrument5553849
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 08, 2048

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,204.00 (+7.05%) Homeowner's exemption$415,620 (+5.99%)$591,383 (-11.49%) Land $167,270 Building $424,113
2024$3,927.00 (+1.11%)
2023$3,884.00 (-2.12%) Homeowner's exemption$392,143 (+3%)$668,140 (+13.27%) Land $236,966 Building $431,174
2022$3,968.00 Homeowner's exemption$380,721$589,841 Land $131,726 Building $458,115

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104362, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 78 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 432 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies, Xfinity, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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