4294 Big Island Dr, Roach, MO 65787 Property Records

Camden County property record for 4294 Big Island Dr, Roach, MO 65787 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,510 sqft · built 2004
Lot Size0.143 acres (6,229 sqft)
Owner2 Individual Names on File
Tax Bill$2,015 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2025 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN14 1.0 01.0 004.0 001 002.000

Property Details

APN / Parcel Number

Primary APN14 1.0 01.0 004.0 001 002.000

Interior

Full Baths4 Baths
Building Area1,510 sqft Gross Area
1st Floor Area1,288 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions95 ft deep x 93 ft wide
Parking Spaces2 Parking Spaces
Garage Area506 sqft Garage

Location & Zoning

Street Address4294 BIG ISLAND DR
CityROACH
StateMO
Zip65787-7781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10
Legal Range18W
Legal Township38N
Legal Section01
Legal SubdivisionPORTAGE PARK UNIT 4
Legal Lot Number10
JurisdictionCAMDEN MO
Township / Civil DivisionRUSSELL
Census Block Group3
Census Block3013
Census Tract950801

Owner

Source: Camden County records · APN 14 1.0 01.0 004.0 001 002.000

Assessment roll updated November 10, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 456, ROACH, MO 65787-0456
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE HEADQUARTERS CT
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE HEADQUARTERS INC
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE HEADQUARTERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2004
Deed SaleAug 01, 2004
Deed Book / Page589 / 507
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Recording DateMay 12, 2026
Property Address4294 BIG ISLAND DR, ROACH, MO 65787-7781
Document Number0359000452
Book / Page359 / 452
Instrument DateMay 06, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4294 BIG ISLAND DR, ROACH, MO 65787-7781

Mortgage

Document Number0359000452,
DateMay 12, 2026
Book Page359/452
Lender
NameMORTGAGE HEADQUARTERS CT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address4294 BIG ISLAND DR, ROACH, MO 65787-7781
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 456, ROACH, MO 65787-0456

Mortgage

Document Number000356/957
DateSep 30, 2025
Book Page356/957
Lender
NameMORTGAGE HEADQUARTERS INC
TypeMortgage Company
AddressOSAGE BEACH, MO 65065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address4294 BIG ISLAND DR, ROACH, MO 65787-7781
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 456, ROACH, MO 65787-0456

Mortgage

Document Number000341/357
DateOct 12, 2021
Book Page341/357
Lender
NameMORTGAGE HEADQUARTERS INC
TypeMortgage Company
AddressOSAGE BEACH, MO 65065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
Unified School DistrictMacks Creek R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,015.00 (+2.7%)$38,270 (+0.53%)$201,421 (+0.53%)
2023$38,070 (-0.13%)$200,368 (-0.13%)
2022$1,962.00$38,120$200,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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