3828 Big Island Dr, Roach, MO 65787 Property Records

Camden County property record for 3828 Big Island Dr, Roach, MO 65787 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	3,404 sqft Gross Area
Lot Size	5,532 sqft (0.127 acres)
Garage	600 sqft
Tax Bill	$2,222.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13 3.0 06.0 000.0 003 232.000`

Interior

Full Baths	4 Baths
Building Area	3,404 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame Construction
Lot Area	5,532 sqft (0.127 acres)
Depth X Width	97 ft x 55 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	600 sqft Garage

Location & Zoning

Street Address	3828 BIG ISLAND DR
City	ROACH
State	MO
Zip	65787-7794
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOT 68
Legal Range	17W
Legal Township	38N
Legal Section	06
Legal Subdivision	BIG ISLAND PUD FIRST FILING
Legal Lot Number	68
Jurisdiction	CAMDEN MO
Minor Civil Division	RUSSELL
Census Blockgroup	3
Census Block	3014
Census Tract	950801

Owner

Source: Camden County records · APN 13 3.0 06.0 000.0 003 232.000

Assessment roll updated November 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	103 RIPLEY ST, COLUMBIA, MO 65201-5738
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2024
Deed Sale	Jan 19, 2024
Prior Sale	Mar 04, 2011
Deed Book / Page	894 / 553
Record Refreshed	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jan 19, 2024
Property Address	3828 BIG ISLAND DR, ROACH, MO 65787-7794
Document Number	000894/553
Book / Page	894 / 553
Map Reference	MB 101 PG 11
Instrument Date	Jan 19, 2024
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	NOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIPLEY ST, COLUMBIA, MO 65201-5738

Mortgage

Document Number	0000350966
Date	Jan 19, 2024
Instrument	350///966

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 01, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	52-Week T-Bill (1-Year)
Max Rate	12.2%

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Macks Creek R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+2.25%)	$42,210 (-)	$222,158 (-)
2023		$42,210 (-)	$222,158 (-)
2022	$2,173.00	$42,210	$222,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 51% of Missouri
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.