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3830 Big Island Dr, Roach, MO 65787 Property Records

Camden County property record for 3830 Big Island Dr, Roach, MO 65787 · Last verified April 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details4 ba · 3,300 sqft · built 2005
Lot Size0.092 acres (4,008 sqft)
Owner2 Company Names on File
Last Sale$498,251 (Aug 2025)
Tax Bill$2,153 (2025)
Deeds & MortgagesAug 2025 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN13 3.0 06.0 000.0 003 233.000

Property Details

APN / Parcel Number

Primary APN13 3.0 06.0 000.0 003 233.000

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,300 sqft Gross Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions97 ft deep x 40 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3830 BIG ISLAND DR
CityROACH
StateMO
Zip65787-7794
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 69
Legal Range17W
Legal Township38N
Legal Section06
Legal SubdivisionBIG ISLAND PUD FIRST FILING
Legal Lot Number69
JurisdictionCAMDEN MO
Township / Civil DivisionRUSSELL
Census Block Group3
Census Block3014
Census Tract950801

Owner

Source: Camden County records · APN 13 3.0 06.0 000.0 003 233.000

Assessment roll updated November 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address13219 LOCHENHEATH CT, SAINT LOUIS, MO 63131-1645
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2025Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Sep 21, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleApr 15, 2020 · Amount on Record
Deed Book / Page915 / 455
Prior Transfer DateJul 25, 2025
Prior Transfer Doc000915/455
Record UpdatedJun 08, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN MO
Recording DateAug 01, 2025
Property Address3830 BIG ISLAND DR, ROACH, MO 65787-7794
Document Number000915/455
Book / Page915 / 455
Map ReferenceMB 101 PG 11
Instrument DateJul 22, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanySUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address13219 LOCHENHEATH CT, SAINT LOUIS, MO 63131-1645

Mortgage

Document Number0000356331
DateAug 01, 2025
Instrument356/331
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.1%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
IndexSOFR Average 30-Day
Margin3
Max Rate11.1%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN MO
Recording DateSep 21, 2022
Property Address3830 BIG ISLAND DR, ROACH, MO 65787-7794
Document Number000876/883
Book / Page876 / 883
Map ReferenceMB 101 PG 11A&11B
Instrument DateSep 16, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3830 BIG ISLAND DR, ROACH, MO 65787-7794

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
Unified School DistrictMacks Creek R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,153.00 (+2.28%)$40,900 (-)$215,263 (-)
2023$40,900 (-)$215,263 (-)
2022$2,105.00$40,900$215,263

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299508013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 51% of Missouri
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Co-Mo Electric CooperativeFiber1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

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