4291 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4291 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Financial Building
Year Built	Built 2008
Square Footage	4,461 sqft Heated Area
Lot Size	42,253 sqft (0.969 acres)
Tax Bill	$19,363.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82200`
Alternative APN	`042630008000010040`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	4,461 sqft Heated Area
Gross Area	6,831 sqft Gross Area
1st Floor	4,461 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	42,253 sqft (0.969 acres)
Porch	Open Porch
Porch Area	224 sqft Porch
Canopy Area	2,146 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82200
Street Address	4291 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-6703
Property Usage	Commercial Property Usage
Type	Commercial > Office > Financial Building
Legal Description	ST CLOUD SHOPPES PB 5 PG 33 LOT 4
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	ST CLOUD HWY WEST
Legal Tract	80
Legal Block	1
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43203

Owner

Source: Osceola County records · APN 82200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 167, WINSTON SALEM, NC 27102-0167
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2004
Deed Sale	Jun 09, 2004
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,363.00 (+17.42%)	$1,114,700 (+12.52%) Land $643,800 Building $470,900	$1,114,700 (+12.52%) Land $643,800 Building $470,900
2023	$16,490.00 (+14.04%)	$990,700 (+23.47%) Land $527,200 Building $463,500	$990,700 (+23.47%) Land $527,200 Building $463,500
2022	$14,460.00	$802,400 Land $439,300 Building $363,100	$802,400 Land $439,300 Building $363,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.